Hurricane Harvey impacted us in every way shape and form. It took away almost everything we have and replaced with water. So much water that it could keep Niagara Falls running for 15 days, in fact. Although this disaster took away our possessions, we can thank our lucky stars that our loved ones are safe and healthy. If your home was a victim to Harvey, here is some advice to start the recovery process.
-File a claim: To make sure you’re reimbursed for your loss, this is the first and number 1 thing you should do. If you have read online that you must file a claim before September 1st, that information is not entirely correct. This law only affects lawsuits. If you would to read more and find out more information, click here. Don’t forget to file a claim for your car if it was damaged as well. Gather photos, video and any paperwork you have so that you can provide it to the insurance company as needed.
-Disaster area: Double check with FEMA or your insurance company to see if you were in a disaster area, if so you may have additional financial assistance. This can help alleviate some of the financial pressure that comes with a natural disaster.
-Take pictures: Before you start ripping up the carpet or any cleaning, remember to take pictures to show your insurance. This also helps the expedite the process. (see step #1 above).
-Call utility providers: If your home is uninhabitable, call your electricity, water, gas and cable bills to be halted.
-Protect yourself: If you still have water stuck in your home, we highly recommend to wear clothing and footwear that protects you from debris and contaminated water. Also wear gloves when going through water damaged possessions. Also, be wary of “salespeople” trying to “help” you. Always ask for identification and never sign any contracts without consulting with an attorney.
-Throw away contaminated things: If you think water has gotten to any of your food or products, throw them away, don’t risk contamination and mold.
-Call your employers: Get in contact with your employer to see if Employee Assistance Program is offered.
Remember, you are not alone in this process. If you have additional questions, contact ULR at 832-356-8847 and we can get you in touch with the resources you require. #HoustonStrong